Plan Ledger DOL Form 5500 · updated monthly

Replacements, LTD.401(k)

REPLACEMENTS, LTD. 401(K) PLAN · GREENSBORO, NC · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Replacements, LTD. reported $119,776 in plan administrative expenses for 2024: 0.19% of average plan assets, above the peer median. Employer contributions averaged $2,215 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.23% to 0.19%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 310th-largest of 2,005 plans among North Carolina employers on file, and the 541st of 5,215 in retail trade. In 2024, employees put in $1.82 for every $1.00 the employer contributed; active participation has shrunk from 383 to 342 since 2022.

Plan summary
Net assets, end of year$63,837,185
Participants with balances407
Active participants342
Employer contributions$757,585
Employee contributions$1,382,474
Employer contribution per active participant$2,215
Average account balance$156,848
Benefits paid to participants$5,752,884
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$63.8M · 407 accts · $758K emplr
2023$59.9M · 417 accts · $751K emplr
2022$52.9M · 444 accts · $760K emplr
The Replacements, LTD. 401(k) match · 2024
Employer contribution per active participant$2,215
Median for plans this size$3,635
2024$2,215 per active participant
2023$2,222 per active participant
2022$1,985 per active participant

Replacements, LTD.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$74,575
CREATIVE PLANNING · Investment advisory (plan)$35,000
SMITH LEONARD PLLC$8,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$119,776 · 0.19%
2023$123,864 · 0.22%
2022$133,433 · 0.23%
Same employer
Similar plansRetail Trade · North Carolina
Driven Brands Inc. NC$79.9M · 0.34%
The Fresh Market, Inc. NC$78.8M · 0.47%
Cato Corporation NC$72.9M · 0.07%
Sports Endeavors, LLC NC$56.6M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 561313274 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.