Plan Ledger DOL Form 5500 · updated monthly

Renaissance Life & Health Insurance Company of America401(k)

RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA 401(K) PLAN · INDIANAPOLIS, IN · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Renaissance Life & Health Insurance Company of America reported $11,091 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,562 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.08% to 0.06%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 546th-largest of 1,562 plans among Indiana employers on file, and 2,970th of 4,798 in finance & insurance. In 2024, employees put in $1.54 for every $1.00 the employer contributed; active participation has shrunk from 398 to 284 since 2022.

Plan summary
Net assets, end of year$21,070,418
Participants with balances332
Active participants284
Employer contributions$1,011,549
Employee contributions$1,554,819
Employer contribution per active participant$3,562
Average account balance$63,465
Benefits paid to participants$1,556,612
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.1M · 332 accts · $1.0M emplr
2023$16.4M · 360 accts · $979K emplr
2022$11.8M · 331 accts · $865K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,091
Total administrative$11,091
The Renaissance Life & Health Insurance Company of America 401(k) match · 2024
Employer contribution per active participant$3,562
Median for plans this size$2,416
2024$3,562 per active participant
2023$2,986 per active participant
2022$2,174 per active participant

Renaissance Life & Health Insurance Company of America's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
USI CONSULTING GROUP · Recordkeeping · Consulting$11,091

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024USI Consulting
2023USI Consulting

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$11,091 · 0.06%
2023$12,715 · 0.09%
2022$10,850 · 0.08%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 470397286 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.