Plan Ledger DOL Form 5500 · updated monthly

Reliable Community Bancshares, Inc.401(k)

RELIABLE COMMUNITY BANCSHARES RETIREMENT PLAN · PERRYVILLE, MO · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Reliable Community Bancshares, Inc. reported $11,630 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,809 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 294th-largest of 1,393 plans among Missouri employers on file, and the 1,534th of 4,798 in finance & insurance. In 2024, employees put in $2.07 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$56,127,818
Participants with balances642
Active participants545
Employer contributions$1,530,664
Employee contributions$3,173,827
Employer contribution per active participant$2,809
Average account balance$87,427
Benefits paid to participants$5,604,433
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$56.1M · 642 accts · $1.5M emplr
2023$49.0M · 642 accts · $1.4M emplr
2022$40.6M · 663 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,630
Total administrative$11,630
The Reliable Community Bancshares, Inc. 401(k) match · 2024
Employer contribution per active participant$2,809
Median for plans this size$3,635
2024$2,809 per active participant
2023$2,512 per active participant
2022$2,310 per active participant

Reliable Community Bancshares, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
NEWPORT GROUP, INC. · Recordkeeping$11,630

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$11,630 · 0.02%
2023$11,791 · 0.03%
2022$14,330 · 0.03%
All plans at this employer2
RELIABLE COMMUNITY BANCSHARES RETIREMENT PLAN401(k)
RELIABLE COMMUNITY BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansFinance & Insurance · Missouri
Flat Branch Mortgage, Inc. MO$75.3M · 0.18%
Southern Bank MO$70.4M · 0.02%
Ameri-National Corporation MO$60.1M · 0.25%
Hawthorn Bancshares, Inc. MO$53.1M · 0.01%
Together Credit Union MO$52.4M · 0.09%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 431498863 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.