Plan Ledger DOL Form 5500 · updated monthly

Regal Automotive Group, Inc.401(k)

REGAL AUTOMOTIVE GROUP 401(K) PLAN · LAKELAND, FL · plan year 2025

Reported admin expense ratio · 2025
0.30%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Regal Automotive Group, Inc. reported $24,520 in plan administrative expenses for 2025: 0.30% of average plan assets, below the peer median. Employer contributions averaged $637 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.16% to 0.30%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Florida (2,002nd of 3,644), and 3,010th of 5,215 in retail trade. In 2025, employees put in $4.55 for every $1.00 the employer contributed; active participation has grown from 269 to 349 since 2022.

Plan summary
Net assets, end of year$8,125,524
Participants with balances304
Active participants349
Employer contributions$222,462
Employee contributions$1,013,289
Employer contribution per active participant$637
Average account balance$26,729
Benefits paid to participants$2,369,134
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$8.1M · 304 accts · $222K emplr
2024$8.0M · 275 accts · $256K emplr
2023$7.7M · 140 accts · $278K emplr
2022$7.3M · 250 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$22,471
Investment management$2,049
Total administrative$24,520
The Regal Automotive Group, Inc. 401(k) match · 2025
Employer contribution per active participant$637
Median for plans this size$1,464
2025$637 per active participant
2024$756 per active participant
2023$947 per active participant

Regal Automotive Group, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$22,471

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$24,520 · 0.30%
2024$19,883 · 0.25%
2023$32,144 · 0.43%
2022$12,592 · 0.16%
Same employer
Similar plansRetail Trade · Florida
Jeunesse, LLC FL$8.1M · 0.47%
Bozard Ford Company FL$7.9M · 0.08%
Grace Wins, LLC FL$7.9M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 591671530 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.