Plan Ledger DOL Form 5500 · updated monthly

Refugee and Immigrant Center for Education and Legal Services403(b)

RAICES 403B PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
1.21%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Refugee and Immigrant Center for Education and Legal Services reported $93,663 in plan administrative expenses for 2024: 1.21% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,089 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.46% to 1.21%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Texas (3,243rd of 5,688), and 6,107th of 11,911 in health care & social assistance. In 2024, employees put in $1.73 for every $1.00 the employer contributed; active participation has grown from 298 to 334 since 2022.

Plan summary
Net assets, end of year$8,845,179
Participants with balances477
Active participants334
Employer contributions$697,779
Employee contributions$1,206,715
Employer contribution per active participant$2,089
Average account balance$18,543
Benefits paid to participants$688,443
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.8M · 477 accts · $698K emplr
2023$6.6M · 434 accts · $632K emplr
2022$4.4M · 391 accts · $644K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$93,013
Total administrative$93,663
Employer contributions to the Refugee and Immigrant Center for Education and Legal Services plan · 2024
Employer contribution per active participant$2,089
Median for plans this size$1,313
2024$2,089 per active participant
2023$2,060 per active participant
2022$2,162 per active participant

Refugee and Immigrant Center for Education and Legal Services's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WORLD INVESTMENT ADVISORS, LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$93,663 · 1.21%
2023$80,741 · 1.46%
2022$59,423 · 1.46%
Similar plansHealth Care & Social Assistance · Texas
Biote Medical, LLC TX$9.0M · 0.05%
Ocusoft, Inc TX$8.5M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 742436920 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.