Plan Ledger DOL Form 5500 · updated monthly

Redding Rancheria401(k)

REDDING RANCHERIA ENTERPRISE 401(K) PLAN · REDDING, CA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Redding Rancheria reported $14,524 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,467 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.10% to 0.06%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other public administration employers. By assets it is the 3,046th-largest of 9,483 plans among California employers on file, and the 29th of 90 in public administration. In 2024, employees put in $1.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,555,839
Participants with balances308
Active participants419
Employer contributions$1,033,868
Employee contributions$1,251,358
Employer contribution per active participant$2,467
Average account balance$82,974
Benefits paid to participants$1,054,328
Plan auditUnmodified (clean) audit opinion
AuditorALPINE SUMMIT CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$25.6M · 308 accts · $1.0M emplr
2023$21.2M · 303 accts · $999K emplr
2022$16.6M · 270 accts · $980K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,835
Trustee / custodial$11,524
Total administrative$14,524
The Redding Rancheria 401(k) match · 2024
Employer contribution per active participant$2,467
Median for plans this size$2,416
2024$2,467 per active participant
2023$2,391 per active participant
2022$2,233 per active participant

Redding Rancheria's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BOKF, NA · Loan processing$14,523

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,524 · 0.06%
2023$5,378 · 0.03%
2022$17,485 · 0.10%
Same employer
Similar plansPublic Administration · California
Tachi Yokut Tribe CA$51.1M · 0.07%
Jvs Socal CA$1.1M · 1.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680076688 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.