Plan Ledger DOL Form 5500 · updated monthly

Reconstruction Experts, Inc.401(k)

RECONSTRUCTION EXPERTS, INC. 401(K) PLAN · ARVADA, CO · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Reconstruction Experts, Inc. reported $17,216 in plan administrative expenses for 2024: 0.35% of average plan assets, below the peer median. Employer contributions averaged $981 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.53% to 0.35%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Colorado (1,046th of 1,461), and 3,971st of 5,337 in construction. In 2024, employees put in $2.51 for every $1.00 the employer contributed; active participation has grown from 292 to 324 since 2022.

Plan summary
Net assets, end of year$5,093,107
Participants with balances651
Active participants324
Employer contributions$317,932
Employee contributions$799,064
Employer contribution per active participant$981
Average account balance$7,824
Benefits paid to participants$1,442,680
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.1M · 651 accts · $318K emplr
2023$4.8M · 595 accts · $371K emplr
2022$3.2M · 415 accts · $280K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,216
Total administrative$17,216
The Reconstruction Experts, Inc. 401(k) match · 2024
Employer contribution per active participant$981
Median for plans this size$1,313
2024$981 per active participant
2023$997 per active participant
2022$960 per active participant

Reconstruction Experts, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ASCENSUS LLC · Loan processing · Recordkeeping$17,216

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$17,216 · 0.35%
2023$9,785 · 0.24%
2022$16,151 · 0.53%
Same employer
Similar plansConstruction · Colorado
Place Holder, LLC CO$5.3M · 0.69%
Esco Construction Company CO$5.0M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841581064 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.