Plan Ledger DOL Form 5500 · updated monthly

Realterm US, Inc.401(k)

REALTERM US, INC. 401(K) PLAN · ANNAPOLIS, MD · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Realterm US, Inc. reported $84,681 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $2,420 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.47% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 569th-largest of 1,671 plans among Maryland employers on file, and the 554th of 2,096 in real estate & leasing. In 2024, employees put in $5.37 for every $1.00 the employer contributed; active participation has grown from 146 to 173 since 2022.

Plan summary
Net assets, end of year$24,166,242
Participants with balances196
Active participants173
Employer contributions$418,665
Employee contributions$2,249,392
Employer contribution per active participant$2,420
Average account balance$123,297
Benefits paid to participants$270,841
Plan auditUnmodified (clean) audit opinion
AuditorHOZIK & COMPANY P.L.C.
Plan history3
Yearassets · accounts · employer contribution
2024$24.2M · 196 accts · $419K emplr
2023$18.0M · 176 accts · $395K emplr
2022$12.7M · 160 accts · $339K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,385
Investment management$22,148
Total administrative$84,681
The Realterm US, Inc. 401(k) match · 2024
Employer contribution per active participant$2,420
Median for plans this size$2,416
2024$2,420 per active participant
2023$2,468 per active participant
2022$2,322 per active participant

Realterm US, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERRILL LYNCH PIERCE FENNER & SMITH · Pension consulting · Investment advisory (plan)$41,222
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$33,948
PRIME BENEFITS, INC. · Contract administrator · Other services$6,437

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$84,681 · 0.40%
2023$64,568 · 0.42%
2022$61,324 · 0.47%
Same employer
Similar plansReal Estate & Leasing · Maryland
Elme Communities MD$28.0M · 0.03%
Dynasplint Systems, Inc. MD$21.0M · 0.24%
Mackenzie Ventures, LLC MD$20.3M · 0.37%
The Time Group, Inc. MD$18.6M · 0.21%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 522097545 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.