Plan Ledger DOL Form 5500 · updated monthly

Real Foundations, Inc.401(k)

REAL FOUNDATIONS, INC. 401(K) PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Real Foundations, Inc. reported $84,629 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $4,238 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.33% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,494th-largest of 5,688 plans among Texas employers on file, and the 4,021st of 11,654 in professional & technical services. In 2024, employees put in $3.47 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$31,394,624
Participants with balances175
Active participants122
Employer contributions$517,059
Employee contributions$1,794,382
Employer contribution per active participant$4,238
Average account balance$179,398
Benefits paid to participants$1,060,187
Plan auditUnmodified (clean) audit opinion
AuditorFARMER, FUQUA & HUFF
Plan history3
Yearassets · accounts · employer contribution
2024$31.4M · 175 accts · $517K emplr
2023$26.7M · 170 accts · $512K emplr
2022$21.5M · 176 accts · $471K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$75,051
Investment management$9,578
Total administrative$84,629
The Real Foundations, Inc. 401(k) match · 2024
Employer contribution per active participant$4,238
Median for plans this size$2,416
2024$4,238 per active participant
2023$4,450 per active participant
2022$3,892 per active participant

Real Foundations, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP, LLC · Investment management$9,578
MMA SECURITIES LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$84,629 · 0.29%
2023$73,058 · 0.30%
2022$78,422 · 0.33%
Same employer
Similar plansProfessional & Technical Services · Texas
First Rate, Inc. TX$31.9M · 0.01%
Burrow Global, LLC TX$31.8M · 0.35%
Aperture, LLC TX$31.8M · 0.13%
Marvin F. Poer and Company TX$31.7M · 0.04%
Vlk Architects, Inc. TX$30.7M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752880162 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.