Plan Ledger DOL Form 5500 · updated monthly

Rcd, Inc.401(k)

RCD, INC. EMPLOYEES' 401(K) PLAN · PURCELLVILLE, VA · plan year 2023

Reported admin expense ratio · 2023
0.60%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Rcd, Inc. reported $26,662 in plan administrative expenses for 2023: 0.60% of average plan assets, above the peer median. Employer contributions averaged $1,052 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.60%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Virginia (1,858th of 2,266), and 4,060th of 5,337 in construction. In 2023, employees put in $2.51 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,722,772
Participants with balances87
Active participants151
Employer contributions$158,894
Employee contributions$399,202
Employer contribution per active participant$1,052
Average account balance$54,285
Benefits paid to participants$750,499
Plan auditUnmodified (clean) audit opinion
AuditorCST GROUP, CPAS PC
Plan history2
Yearassets · accounts · employer contribution
2023$4.7M · 87 accts · $159K emplr
2022$4.2M · 83 accts · $139K emplr
The Rcd, Inc. 401(k) match · 2023
Employer contribution per active participant$1,052
Median for plans this size$1,308
2023$1,052 per active participant
2022$1,004 per active participant

Rcd, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$18,266
GALLAGHER FIDUCIARY ADVISORS LLC · Investment advisory (plan)$8,396

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$26,662 · 0.60%
2022$25,744 · 0.59%
Same employer
Similar plansConstruction · Virginia
Colony Construction, Inc. VA$5.5M · 0.50%
N&S Construction Inc VA$5.3M · 0.16%
Power Mechanical, Inc. VA$4.7M · 0.88%

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Source: U.S. Department of Labor, Form 5500 series, EIN 541259719 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.