Plan Ledger DOL Form 5500 · updated monthly

Rathje Enterprises, Inc.401(k)

RATHJE COMPANIES 401(K) PLAN · DECATUR, IL · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Rathje Enterprises, Inc. reported $180,881 in plan administrative expenses for 2024: 0.25% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,350 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.32% to 0.25%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 683rd-largest of 3,702 plans among Illinois employers on file, and the 772nd of 5,337 in construction. In 2024, employees put in $1.07 for every $1.00 the employer contributed; active participation has grown from 503 to 664 since 2022.

Plan summary
Net assets, end of year$76,139,185
Participants with balances638
Active participants664
Employer contributions$1,560,581
Employee contributions$1,668,247
Employer contribution per active participant$2,350
Average account balance$119,340
Benefits paid to participants$3,854,622
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$76.1M · 638 accts · $1.6M emplr
2023$67.3M · 689 accts · $1.4M emplr
2022$60.4M · 639 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$56,492
Investment management$106,415
Trustee / custodial$17,974
Total administrative$180,881
The Rathje Enterprises, Inc. 401(k) match · 2024
Employer contribution per active participant$2,350
Median for plans this size$3,635
2024$2,350 per active participant
2023$2,352 per active participant
2022$2,683 per active participant

Rathje Enterprises, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MILLIMAN, INC. · Recordkeeping · Pension consulting$56,492
ADVANCED CAPITAL GROUP · Investment advisory (plan)$106,415
MATRIX TRUST COMPANY · Custodial (securities) · Trustee (directed)$17,974

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Milliman
2023Milliman

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$180,881 · 0.25%
2023$164,769 · 0.26%
2022$212,594 · 0.32%
Similar plansConstruction · Illinois
Helm Group, Inc. IL$76.6M · 0.19%
The McShane Companies IL$62.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 371152236 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.