Plan Ledger DOL Form 5500 · updated monthly

Ramaco Resources, Inc.401(k)

RAMACO RESOURCES, INC. 401(K) PLAN · LEXINGTON, KY · plan year 2025

Reported admin expense ratio · 2025
1.12%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ramaco Resources, Inc. reported $374,406 in plan administrative expenses for 2025: 1.12% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,266 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 1.12%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is the 177th-largest of 871 plans among Kentucky employers on file, and the 213th of 612 in mining, oil & gas extraction. In 2025, employees put in $1.48 for every $1.00 the employer contributed; active participation has grown from 720 to 1,154 since 2022.

Plan summary
Net assets, end of year$38,566,224
Participants with balances915
Active participants1,154
Employer contributions$3,768,433
Employee contributions$5,573,864
Employer contribution per active participant$3,266
Average account balance$42,149
Benefits paid to participants$5,266,604
Plan auditUnmodified (clean) audit opinion
AuditorBROWN, EDWARDS AND COMPANY, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$38.6M · 915 accts · $3.8M emplr
2024$28.5M · 938 accts · $3.3M emplr
2023$19.0M · 837 accts · $2.3M emplr
2022$11.5M · 700 accts · $1.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$339,542
Investment management$34,864
Total administrative$374,406
The Ramaco Resources, Inc. 401(k) match · 2025
Employer contribution per active participant$3,266
Median for plans this size$2,666
2025$3,266 per active participant
2024$3,408 per active participant
2023$2,774 per active participant
2022$1,561 per active participant

Ramaco Resources, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
EMPOWER ADVISORY GROUP, LLC · Investment management$18,191
LEAFHOUSE FINANCIAL ADVISORS, LLC · Investment advisory (plan)$16,673
LPL FINANCIAL LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$374,406 · 1.12%
2024$263,590 · 1.11%
2023$167,623 · 1.10%
2022$121,814 · 1.15%
Same employer
Similar plansMining, Oil & Gas Extraction · Kentucky
Blackhawk Mining, LLC KY$119.4M · 0.21%
Iron Senergy, LLC KY$40.8M · 0.04%
Haydon Holdings, LLC KY$24.2M · 0.37%
Minova USA Inc. KY$19.4M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 384018838 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.