Plan Ledger DOL Form 5500 · updated monthly

Ram Industries Acquisitions, LLC401(k)

RAM INDUSTRIES 401(K) PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Ram Industries Acquisitions, LLC reported $18,102 in plan administrative expenses for 2024: 0.66% of average plan assets, above the peer median. Employer contributions averaged $2,872 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.04% to 0.66%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Texas (4,572nd of 5,688), and 12,242nd of 13,661 in manufacturing. In 2024, the employer put in $1.61 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$3,068,025
Participants with balances118
Active participants130
Employer contributions$373,402
Employee contributions$231,751
Employer contribution per active participant$2,872
Average account balance$26,000
Benefits paid to participants$187,643
Plan auditUnmodified (clean) audit opinion
AuditorVAIL & PARK P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$3.1M · 118 accts · $373K emplr
2023$2.4M · 104 accts · $212K emplr
2022$2.0M · 113 accts · $211K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,346
Investment management$9,287
Trustee / custodial$5,469
Total administrative$18,102
The Ram Industries Acquisitions, LLC 401(k) match · 2024
Employer contribution per active participant$2,872
Median for plans this size$1,313
2024$2,872 per active participant
2023$1,416 per active participant
2022$1,624 per active participant

Ram Industries Acquisitions, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PROFESSIONAL CAPITAL SERVICES · Recordkeeping · Loan processing$3,346
INTERLAKE CAPITAL MANAGEMENT, LLC · Investment advisory (participants) · Investment advisory (plan)$9,287
MATRIX FINANCIAL SOLUTIONS, LLC · Custodial (securities)$5,469
ALTA TRUST COMPANY · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PROFESSIONAL CAPITAL SERVICES
2023PROFESSIONAL CAPITAL SERVICES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$18,102 · 0.66%
2023$19,689 · 0.90%
2022$20,119 · 1.04%
Similar plansManufacturing · Texas
Houston Shutters, LLC TX$3.1M · 0.72%
Age Industries, LTD TX$3.1M · 0.32%
Acs Manufacturing, Inc. TX$3.1M · 0.02%
Textileather Corporation TX$3.1M · 1.25%
Nulo Inc. TX$3.0M · 0.85%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 474756500 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.