Plan Ledger DOL Form 5500 · updated monthly

Raecom Holdings, LLC401(k)

COMMUNITY AUTO GROUP 401(K) PLAN · BAYTOWN, TX · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Raecom Holdings, LLC reported $40,026 in plan administrative expenses for 2024: 0.57% of average plan assets, above the peer median. Employer contributions averaged $300 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.13% to 0.57%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Texas (3,465th of 5,688), and 3,136th of 5,215 in retail trade. In 2024, employees put in $7.29 for every $1.00 the employer contributed; active participation has grown from 224 to 421 since 2022.

Plan summary
Net assets, end of year$7,624,498
Participants with balances159
Active participants421
Employer contributions$126,377
Employee contributions$921,213
Employer contribution per active participant$300
Average account balance$47,953
Benefits paid to participants$922,364
Plan auditUnmodified (clean) audit opinion
AuditorBROUSSARD AND COMPANY, CPAS, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$7.6M · 159 accts · $126K emplr
2023$6.5M · 142 accts · $148K emplr
2022$2.9M · 126 accts · $83K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,143
Investment management$23,471
Total administrative$40,026
The Raecom Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$300
Median for plans this size$1,313
2024$300 per active participant
2023$555 per active participant
2022$372 per active participant

Raecom Holdings, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$13,935
MML INVESTOR SERVICES LLC · Investment advisory (plan)$12,380
CETERA INVESTMENT ADVISORS LLC · Investment advisory (plan)$10,934

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$40,026 · 0.57%
2023$28,217 · 0.60%
2022$3,775 · 0.13%
Same employer
Similar plansRetail Trade · Texas
Senderra Rx Partners LLC TX$7.8M · 0.54%
Meritum Energy Gp, LLC TX$7.7M · 0.96%
Honda of San Marcos TX$7.6M · 0.08%
Hiley Cars Hurst L.P. TX$7.4M · 1.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202052978 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.