Plan Ledger DOL Form 5500 · updated monthly

Racetrac, Inc.401(k)

RACETRAC, INC. 401(K) PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Racetrac, Inc. reported $273,352 in plan administrative expenses for 2024: 0.19% of average plan assets, above the peer median. Employer contributions averaged $626 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.18% to 0.19%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 208th-largest of 2,160 plans among Georgia employers on file, and the 263rd of 5,215 in retail trade. In 2024, employees put in $1.82 for every $1.00 the employer contributed; active participation has grown from 8,439 to 9,590 since 2022.

Plan summary
Net assets, end of year$156,793,533
Participants with balances2,446
Active participants9,590
Employer contributions$6,000,950
Employee contributions$10,924,919
Employer contribution per active participant$626
Average account balance$64,102
Benefits paid to participants$13,095,035
Plan auditUnmodified (clean) audit opinion
AuditorRUBIO CPA, PC
Plan history3
Yearassets · accounts · employer contribution
2024$156.8M · 2,446 accts · $6.0M emplr
2023$131.7M · 2,556 accts · $5.3M emplr
2022$107.4M · 2,204 accts · $4.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$249,304
Investment management$24,048
Total administrative$273,352
The Racetrac, Inc. 401(k) match · 2024
Employer contribution per active participant$626
Median for plans this size$3,635
2024$626 per active participant
2023$628 per active participant
2022$538 per active participant

Racetrac, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$198,221
FISHER INVESTMENTS · Investment advisory (plan)$23,659
CHARLES SCHWAB & CO, INC. · Securities brokerage$342
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$273,352 · 0.19%
2023$250,065 · 0.21%
2022$205,252 · 0.18%
Same employer
Similar plansRetail Trade · Georgia
Yancey Bros. Co GA$231.8M · 0.17%
Aaron's, LLC GA$186.0M · 0.18%
Guardian Pharmacy, LLC GA$91.2M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630642959 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.