Plan Ledger DOL Form 5500 · updated monthly

Ra-Lin & Associates, Inc.401(k)

RA-LIN CONSTRUCTION COMPANY 401(K) PLAN · CARROLLTON, GA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ra-Lin & Associates, Inc. reported $1,488 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,286 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.013%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Georgia (1,128th of 2,160), and 2,780th of 5,337 in construction. In 2024, employees put in $1.77 for every $1.00 the employer contributed; active participation has grown from 106 to 141 since 2022.

Plan summary
Net assets, end of year$12,172,471
Participants with balances182
Active participants141
Employer contributions$463,264
Employee contributions$820,529
Employer contribution per active participant$3,286
Average account balance$66,882
Benefits paid to participants$1,354,226
Plan auditUnmodified (clean) audit opinion
AuditorMOORE COLSON AND COMPANY PC
Plan history3
Yearassets · accounts · employer contribution
2024$12.2M · 182 accts · $463K emplr
2023$10.6M · 153 accts · $411K emplr
2022$8.1M · 140 accts · $322K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,488
Total administrative$1,488
The Ra-Lin & Associates, Inc. 401(k) match · 2024
Employer contribution per active participant$3,286
Median for plans this size$2,416
2024$3,286 per active participant
2023$3,211 per active participant
2022$3,038 per active participant

Ra-Lin & Associates, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,488
TRUIST INVESTMENT SERVICES INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,488 · 0.01%
2023$931 · 0.01%
2022$1,256 · 0.01%
Similar plansConstruction · Georgia
Fortune-Johnson LLC GA$13.2M · 0.23%
Netplanner Systems, Inc. GA$12.3M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581158099 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.