Plan Ledger DOL Form 5500 · updated monthly

R.T. Moore Co. Inc.401(k)

R.T. MOORE CO. INC 401(K) PROFIT SHARING PLAN · INDIANAPOLIS, IN · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

R.T. Moore Co. Inc. reported $92,360 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $1,199 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.64% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 517th-largest of 1,562 plans among Indiana employers on file, and the 1,867th of 5,337 in construction. In 2024, employees put in $3.09 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,388,072
Participants with balances872
Active participants716
Employer contributions$858,636
Employee contributions$2,651,926
Employer contribution per active participant$1,199
Average account balance$25,674
Benefits paid to participants$3,135,055
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$22.4M · 872 accts · $859K emplr
2023$19.5M · 1,092 accts · $1.0M emplr
2022$14.7M · 980 accts · $904K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$75,693
Investment management$16,667
Total administrative$92,360
The R.T. Moore Co. Inc. 401(k) match · 2024
Employer contribution per active participant$1,199
Median for plans this size$2,416
2024$1,199 per active participant
2023$1,390 per active participant
2022$1,236 per active participant

R.T. Moore Co. Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$75,468
SHEPARD FINANCIAL ADVISORY LLC · Investment advisory (plan)$16,667

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023Ascensus

This plan has changed recordkeepers within these filings. If you left R.T. Moore Co. Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$92,360 · 0.44%
2023$158,439 · 0.93%
2022$99,304 · 0.64%
Same employer
Similar plansConstruction · Indiana
Ryan Fireprotection, Inc. IN$24.4M · 0.37%
Custom Concrete Co., Inc IN$22.7M · 0.26%
Biehle Electric, Inc. IN$19.7M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 350964856 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.