Plan Ledger DOL Form 5500 · updated monthly

R.J. Kielty Plumbing, Inc.401(k)

R.J. KIELTY PLUMBING, INC. 401(K) PLAN · NEW PORT RICHEY, FL · plan year 2024

Reported admin expense ratio · 2024
1.25%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

R.J. Kielty Plumbing, Inc. reported $29,594 in plan administrative expenses for 2024: 1.25% of average plan assets, higher than ~90% of peers. Employer contributions averaged $739 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.25%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Florida (2,964th of 3,644), and 4,634th of 5,337 in construction. In 2024, employees put in $2.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,628,008
Participants with balances108
Active participants183
Employer contributions$135,259
Employee contributions$295,255
Employer contribution per active participant$739
Average account balance$24,333
Benefits paid to participants$117,030
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.6M · 108 accts · $135K emplr
2023$2.1M · 114 accts · $130K emplr
2022$1.6M · 167 accts · $110K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,602
Investment management$2,992
Total administrative$29,594
The R.J. Kielty Plumbing, Inc. 401(k) match · 2024
Employer contribution per active participant$739
Median for plans this size$1,313
2024$739 per active participant
2023$700 per active participant
2022$608 per active participant

R.J. Kielty Plumbing, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
RPG CONSULTANTS · Recordkeeping · Pension consulting$19,927
JULY BUSINESS SERVICES LLC · Contract administrator · Recordkeeping$6,863
MOLL WEALTH MANAGEMENT · Investment advisory (participants) · Investment advisory (plan)$2,992

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024July Business Services, RPG CONSULTANTS
2023RPG CONSULTANTS

This plan has changed recordkeepers within these filings. If you left R.J. Kielty Plumbing, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$29,594 · 1.25%
2023$27,628 · 1.48%
2022$19,000 · 1.20%
Similar plansConstruction · Florida
Bauer Foundation Corp. FL$2.8M · 0.23%
A-1 Block Corp FL$2.6M · 0.07%
Universal Forming, Inc. FL$2.5M · 0.28%
West Construction Inc FL$2.4M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 591785733 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.