Plan Ledger DOL Form 5500 · updated monthly

R.H. White Construction Co., Inc.401(k)

R.H. WHITE 401(K) PROFIT SHARING-PW PLAN · AUBURN, MA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

R.H. White Construction Co., Inc. reported $144,343 in plan administrative expenses for 2024: 0.22% of average plan assets, above the peer median. Employer contributions averaged $6,086 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.22%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 542nd-largest of 2,726 plans among Massachusetts employers on file, and the 827th of 5,337 in construction. In 2024, employees put in $1.01 for every $1.00 the employer contributed; active participation has grown from 419 to 520 since 2022.

Plan summary
Net assets, end of year$70,357,016
Participants with balances699
Active participants520
Employer contributions$3,164,887
Employee contributions$3,207,782
Employer contribution per active participant$6,086
Average account balance$100,654
Benefits paid to participants$3,898,523
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$70.4M · 699 accts · $3.2M emplr
2023$59.7M · 661 accts · $2.6M emplr
2022$51.3M · 705 accts · $1.9M emplr
The R.H. White Construction Co., Inc. 401(k) match · 2024
Employer contribution per active participant$6,086
Median for plans this size$3,635
2024$6,086 per active participant
2023$5,436 per active participant
2022$4,533 per active participant

R.H. White Construction Co., Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PINNACLE PENSION CONSULTANTS · Investment advisory (plan)$28,538
CITRIN COOPERMAN & COMPANY LLP · Accounting / audit$23,253
THE ANGELL PENSION GROUP, INC. · Contract administrator$17,250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$144,343 · 0.22%
2023$121,624 · 0.22%
2022$128,318 · 0.23%
Similar plansConstruction · Massachusetts
Bond Brothers, Inc. MA$95.4M · 0.25%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 042133102 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.