Plan Ledger DOL Form 5500 · updated monthly

Qumpus, Inc.401(k)

BETTER WORLD BOOKS 401(K) PROFIT SHARING PLAN · MISHAWAKA, IN · plan year 2025

Reported admin expense ratio · 2025
0.52%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Qumpus, Inc. reported $31,830 in plan administrative expenses for 2025: 0.52% of average plan assets, below the peer median. Employer contributions averaged $1,691 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.52%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Indiana (1,066th of 1,562), and 3,332nd of 5,215 in retail trade. In 2025, employees put in $1.56 for every $1.00 the employer contributed; active participation has shrunk from 160 to 135 since 2022.

Plan summary
Net assets, end of year$6,653,975
Participants with balances121
Active participants135
Employer contributions$228,253
Employee contributions$355,891
Employer contribution per active participant$1,691
Average account balance$54,992
Benefits paid to participants$457,694
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$6.7M · 121 accts · $228K emplr
2024$5.6M · 130 accts · $215K emplr
2023$5.0M · 154 accts · $226K emplr
2022$4.1M · 166 accts · $226K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$31,830
Total administrative$31,830
The Qumpus, Inc. 401(k) match · 2025
Employer contribution per active participant$1,691
Median for plans this size$1,464
2025$1,691 per active participant
2024$1,747 per active participant
2023$1,514 per active participant
2022$1,411 per active participant

Qumpus, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ANNUITY INSURANCE COMPANY O · Recordkeeping · Insurance services$9,493
RETIREMENT PLAN CONCEPTS & SERVICES · Recordkeeping · Contract administrator$1,325
EDWARD JONES & CO · Investment advisory (plan)$21,253

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower, RETIREMENT PLAN CONCEPTS & SERVICES
2024Empower, RETIREMENT PLAN CONCEPTS & SERVICES
2023Empower, RETIREMENT PLAN CONCEPTS & SERVICES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$31,830 · 0.52%
2024$31,444 · 0.59%
2023$28,987 · 0.63%
2022$21,889 · 0.50%
Similar plansRetail Trade · Indiana
Lassus Bros. Oil, Inc. IN$7.7M · 0.03%
Slingshot, LP IN$6.5M · 0.79%
The Ridge Company, Inc. IN$6.2M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200241292 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.