Plan Ledger DOL Form 5500 · updated monthly

Quality Gold of Cincinnati, Inc.401(k)

QUALITY GOLD 401(K) AND PROFIT SHARING PLAN · FAIRFIELD, OH · plan year 2024

Reported admin expense ratio · 2024
0.24%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Quality Gold of Cincinnati, Inc. reported $78,807 in plan administrative expenses for 2024: 0.24% of average plan assets, below the peer median. Employer contributions averaged $3,964 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.23% to 0.24%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 897th-largest of 3,295 plans among Ohio employers on file, and the 1,215th of 4,246 in wholesale trade. In 2024, employees put in $1.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$33,895,665
Participants with balances406
Active participants310
Employer contributions$1,228,972
Employee contributions$1,231,205
Employer contribution per active participant$3,964
Average account balance$83,487
Benefits paid to participants$2,032,733
Plan auditUnmodified (clean) audit opinion
AuditorBARNES DENNIG & CO
Plan history3
Yearassets · accounts · employer contribution
2024$33.9M · 406 accts · $1.2M emplr
2023$31.8M · 410 accts · $1.3M emplr
2022$26.2M · 395 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,293
Investment management$63,514
Total administrative$78,807
The Quality Gold of Cincinnati, Inc. 401(k) match · 2024
Employer contribution per active participant$3,964
Median for plans this size$2,416
2024$3,964 per active participant
2023$4,132 per active participant
2022$4,332 per active participant

Quality Gold of Cincinnati, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
UBS FINANCIAL SERVICES, INC. · Recordkeeping · Trustee$59,729
ADP, INC. · Loan processing · Recordkeeping$19,077
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, UBS
2023ADP, UBS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$78,807 · 0.24%
2023$67,739 · 0.23%
2022$59,045 · 0.23%
Same employer
Similar plansWholesale Trade · Ohio
Lyden Oil Company OH$36.6M · 0.26%
Fasteners for Retail, Inc. OH$35.9M · 0.07%
Columbus Equipment Company OH$33.1M · 0.19%
Ohio Valley Flooring, Inc. OH$31.8M · 0.18%
Keim Lumber Company OH$31.1M · 0.31%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 310983552 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.