Plan Ledger DOL Form 5500 · updated monthly

Public Library of Science401(k)

PUBLIC LIBRARY OF SCIENCE 401(K) PROFIT SHARING AND TRUST · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.55%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Public Library of Science reported $86,029 in plan administrative expenses for 2024: 0.55% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,062 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.58% to 0.55%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other information & media employers. By assets it is the 4,079th-largest of 9,483 plans among California employers on file, and 1,128th of 2,199 in information & media. In 2024, employees put in $2.23 for every $1.00 the employer contributed; active participation has shrunk from 110 to 97 since 2022.

Plan summary
Net assets, end of year$16,848,776
Participants with balances199
Active participants97
Employer contributions$394,025
Employee contributions$879,051
Employer contribution per active participant$4,062
Average account balance$84,667
Benefits paid to participants$1,635,358
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.8M · 199 accts · $394K emplr
2023$14.7M · 210 accts · $402K emplr
2022$11.9M · 221 accts · $414K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,938
Investment management$65,091
Total administrative$86,029
The Public Library of Science 401(k) match · 2024
Employer contribution per active participant$4,062
Median for plans this size$2,416
2024$4,062 per active participant
2023$3,796 per active participant
2022$3,764 per active participant

Public Library of Science's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$47,412
RESOURCES INVESTMENT ADVISORS, LLC · Investment management$17,679

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$86,029 · 0.55%
2023$72,528 · 0.54%
2022$75,126 · 0.58%
Same employer
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Expensify, Inc CA$17.0M · 0.21%
Sebastian Enterprises, Inc. CA$16.8M · 0.36%
Apixio Holdings, LLC CA$16.7M · 0.68%
Inmobi Inc. CA$16.3M · 0.41%
Aeris Communications, Inc. CA$16.2M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680492065 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.