Plan Ledger DOL Form 5500 · updated monthly

Provident Funding Associates, L.P.401(k)

PROVIDENT FUNDING 401(K) PLAN · SANTA ROSA, CA · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Provident Funding Associates, L.P. reported $70,367 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.10% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,308th-largest of 9,483 plans among California employers on file, and the 2,125th of 4,798 in finance & insurance.

Plan summary
Net assets, end of year$36,162,039
Participants with balances254
Active participants376
Employer contributions$0
Employee contributions$2,083,398
Employer contribution per active participant$0
Average account balance$142,370
Benefits paid to participants$2,200,425
Plan auditUnmodified (clean) audit opinion
AuditorFRANK, RIMERMAN & CO LLP
Plan history3
Yearassets · accounts · employer contribution
2024$36.2M · 254 accts
2023$31.3M · 272 accts
2022$24.9M · 280 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,799
Investment management$46,568
Audit (IQPA)$10,000
Total administrative$70,367
The Provident Funding Associates, L.P. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$2,416

Provident Funding Associates, L.P.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
CETERA INVESTMENT ADVISERS LLC · Investment advisory (plan)$25,137
CETERA ADVISORS LLC · Investment advisory (plan)$11,477
FRANK RIMERMAN & CO LLP · Accounting / audit$10,000
EMPOWER ADVISORY GROUP, LLC · Investment management$9,954

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$70,367 · 0.21%
2023$64,146 · 0.23%
2022$29,896 · 0.10%
Same employer
Similar plansFinance & Insurance · California
Spoton Technologies, Inc. CA$37.3M · 0.51%
Collectivehealth, Inc CA$37.1M · 0.28%
Venbrook Group, LLC CA$36.5M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770323586 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.