Plan Ledger DOL Form 5500 · updated monthly

Pronto Finance, Inc.401(k)

PRONTO 401(K) PLAN · SCHAUMBURG, IL · plan year 2024

Reported admin expense ratio · 2024
1.04%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pronto Finance, Inc. reported $48,437 in plan administrative expenses for 2024: 1.04% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,890 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Illinois (2,964th of 3,702), and 4,448th of 4,798 in finance & insurance. In 2024, employees put in $2.04 for every $1.00 the employer contributed; active participation has shrunk from 121 to 105 since 2022.

Plan summary
Net assets, end of year$4,984,082
Participants with balances113
Active participants105
Employer contributions$198,415
Employee contributions$404,550
Employer contribution per active participant$1,890
Average account balance$44,107
Benefits paid to participants$609,967
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$5.0M · 113 accts · $198K emplr
2023$4.3M · 115 accts · $219K emplr
2022$3.4M · 123 accts · $220K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,493
Investment management$6,833
Total administrative$48,437
The Pronto Finance, Inc. 401(k) match · 2024
Employer contribution per active participant$1,890
Median for plans this size$1,313
2024$1,890 per active participant
2023$1,886 per active participant
2022$1,818 per active participant

Pronto Finance, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$32,492
MERRILL LYNCH PIERCE FENNER & SMITH · Pension consulting · Investment advisory (plan)$15,936

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$48,437 · 1.04%
2023$39,530 · 1.02%
2022$37,351 · 1.06%
Similar plansFinance & Insurance · Illinois
Sfh Company LLC IL$6.7M · 0.01%
Hfri, LLC IL$4.4M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202116680 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.