Plan Ledger DOL Form 5500 · updated monthly

Promesa Behavioral Health403(b)

PROMESA BEHAVIORAL HEALTH 403(B) RETIREMENT PLAN BEHAVIORAL HEALTH 403(B) RETIREMENT PLAN · FRESNO, CA · plan year 2024

Reported admin expense ratio · 2024
0.72%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Promesa Behavioral Health reported $19,598 in plan administrative expenses for 2024: 0.72% of average plan assets, above the peer median. Employer contributions averaged $923 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.49% to 0.72%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (7,931st of 9,483), and 2,689th of 3,341 in other services. In 2024, employees put in $1.53 for every $1.00 the employer contributed; active participation has grown from 110 to 135 since 2022.

Plan summary
Net assets, end of year$2,835,848
Participants with balances271
Active participants135
Employer contributions$124,672
Employee contributions$190,694
Employer contribution per active participant$923
Average account balance$10,464
Benefits paid to participants$366,803
Plan auditUnmodified (clean) audit opinion
AuditorHUDSON HENDERSON & COMPANY , INC
Plan history3
Yearassets · accounts · employer contribution
2024$2.8M · 271 accts · $125K emplr
2023$2.6M · 324 accts · $104K emplr
2022$2.2M · 305 accts · $133K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,598
Total administrative$19,598
Employer contributions to the Promesa Behavioral Health plan · 2024
Employer contribution per active participant$923
Median for plans this size$1,313
2024$923 per active participant
2023$882 per active participant
2022$1,209 per active participant

Promesa Behavioral Health's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
NATIONAL BENEFIT SERVICES LLC · Loan processing · Recordkeeping$9,832
NATIONWIDE · Recordkeeping · Other services$752
CAMBRIDGE INVESTMENT RESEARCH · Investment advisory (participants) · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NATIONAL BENEFIT SERVICES LLC, Nationwide
2023NATIONAL BENEFIT SERVICES LLC, Nationwide

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$19,598 · 0.72%
2023$11,743 · 0.49%
2022Not separately reported
Similar plansOther Services · California
Sacramento Scs, Inc. CA$3.0M · 0.10%
Broadbase Inc CA$2.9M · 0.94%
Nations Finest CA$2.8M · 0.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770174896 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.