Plan Ledger DOL Form 5500 · updated monthly

Professional Orthopedic and Sports Physical Therapy, P.C.401(k)

PROFESSIONAL ORTHOPEDIC AND SPORTS PHYSICAL THERAPY, P.C. EMPLOYEE SAVINGS PLAN · MELVILLE, NY · plan year 2025

Reported admin expense ratio · 2025
0.24%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Professional Orthopedic and Sports Physical Therapy, P.C. reported $173,903 in plan administrative expenses for 2025: 0.24% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,072 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.14% to 0.24%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other professional & technical services employers. By assets it is the 963rd-largest of 5,648 plans among New York employers on file, and the 1,865th of 11,654 in professional & technical services. In 2025, employees put in $3.82 for every $1.00 the employer contributed; active participation has grown from 1,148 to 1,266 since 2022.

Plan summary
Net assets, end of year$77,984,641
Participants with balances1,123
Active participants1,266
Employer contributions$1,356,916
Employee contributions$5,178,286
Employer contribution per active participant$1,072
Average account balance$69,443
Benefits paid to participants$3,744,582
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$78.0M · 1,123 accts · $1.4M emplr
2024$64.2M · 1,086 accts · $1.2M emplr
2023$55.5M · 1,035 accts · $1.2M emplr
2022$43.7M · 1,064 accts · $1.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$100,755
Investment management$43,148
Total administrative$173,903
The Professional Orthopedic and Sports Physical Therapy, P.C. 401(k) match · 2025
Employer contribution per active participant$1,072
Median for plans this size$4,093
2025$1,072 per active participant
2024$976 per active participant
2023$1,265 per active participant
2022$1,055 per active participant

Professional Orthopedic and Sports Physical Therapy, P.C.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$76,931
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$43,148
STONE HILL FIDUCIARY MANAGEMENT LL · Investment advisory (plan)$30,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$173,903 · 0.24%
2024$97,506 · 0.16%
2023$62,876 · 0.13%
2022$66,298 · 0.14%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 113431170 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.