Plan Ledger DOL Form 5500 · updated monthly

Professional Care Services of West Tn, Inc.403(b)

PROFESSIONAL CARE SERVICES 403(B) PLAN · COVINGTON, TN · plan year 2025

Reported admin expense ratio · 2025
0.74%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Professional Care Services of West Tn, Inc. reported $28,684 in plan administrative expenses for 2025: 0.74% of average plan assets, above the peer median. Employer contributions averaged $816 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.36% to 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Tennessee (1,131st of 1,496), and 8,371st of 11,911 in health care & social assistance. In 2025, employees put in $2.70 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,256,675
Participants with balances114
Active participants158
Employer contributions$128,954
Employee contributions$348,384
Employer contribution per active participant$816
Average account balance$37,339
Benefits paid to participants$157,701
Plan auditUnmodified (clean) audit opinion
AuditorATA, PC
Plan history4
Yearassets · accounts · employer contribution
2025$4.3M · 114 accts · $129K emplr
2024$3.5M · 109 accts · $110K emplr
2023$3.0M · 110 accts · $81K emplr
2022$3.1M · 121 accts · $70K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$23,590
Investment management$761
Total administrative$28,684
Employer contributions to the Professional Care Services of West Tn, Inc. plan · 2025
Employer contribution per active participant$816
Median for plans this size$1,464
2025$816 per active participant
2024$708 per active participant
2023$584 per active participant
2022$472 per active participant

Professional Care Services of West Tn, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processing$27,924
WILSHIRE ASSOCIATES INC. · Named fiduciary$760

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Mutual of America
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$28,684 · 0.74%
2024$25,711 · 0.79%
2023$19,730 · 0.65%
2022$15,607 · 0.36%
Same employer
Similar plansHealth Care & Social Assistance · Tennessee
Chattanooga Cares, Inc. TN$4.3M · 0.91%
Harber-Laman, LLC TN$4.3M · 0.97%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621097170 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.