Plan Ledger DOL Form 5500 · updated monthly

Pro-Spectus, Inc.401(k)

PRO-SPECTUS, INC 401(K) PLAN · HUNTINGTON BEACH, CA · plan year 2025

Reported admin expense ratio · 2025
0.20%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pro-Spectus, Inc. reported $9,856 in plan administrative expenses for 2025: 0.20% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,255 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.08% to 0.20%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in California (6,597th of 9,483), and 1,310th of 2,534 in administrative & support services. In 2025, employees put in $2.49 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,205,415
Participants with balances198
Active participants180
Employer contributions$405,907
Employee contributions$1,010,924
Employer contribution per active participant$2,255
Average account balance$31,340
Benefits paid to participants$257,793
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$6.2M · 198 accts · $406K emplr
2024$3.8M · 163 accts · $380K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$9,856
Total administrative$9,856
The Pro-Spectus, Inc. 401(k) match · 2025
Employer contribution per active participant$2,255
Median for plans this size$1,464
2025$2,255 per active participant
2024$2,717 per active participant

Pro-Spectus, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
ASCENSUS · Recordkeeping$9,856

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$9,856 · 0.20%
2024$2,550 · 0.08%
Same employer
Similar plansAdministrative & Support Services · California
Adonis Health Inc. CA$6.0M · 0.92%
Fn Tech CA$5.9M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 270293696 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.