Plan Ledger DOL Form 5500 · updated monthly

Portland Opportunities Industrialization Center Inc.403(b)

POIC 403B PLAN · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Portland Opportunities Industrialization Center Inc. reported $1,728 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.17% to 0.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Oregon (809th of 1,021), and 2,608th of 3,091 in educational services. active participation has grown from 195 to 369 since 2022.

Plan summary
Net assets, end of year$4,039,832
Participants with balances174
Active participants369
Employer contributions$0
Employee contributions$313,457
Employer contribution per active participant$0
Average account balance$23,217
Benefits paid to participants$185,772
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.0M · 174 accts
2023$3.5M · 187 accts · $43K emplr
2022$3.1M · 169 accts · $316K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,728
Total administrative$1,728
Employer contributions to the Portland Opportunities Industrialization Center Inc. plan · 2024
Employer contribution per active participant$0
Median for plans this size$1,313
2023$164 per active participant
2022$1,621 per active participant

Portland Opportunities Industrialization Center Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Participant communication$678

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,728 · 0.05%
2023$4,791 · 0.15%
2022$5,471 · 0.17%
Same employer
Similar plansEducational Services · Oregon
Western Seminary OR$5.3M · 0.55%
Serendipity Center, Inc. OR$5.0M · 0.76%
Portland Jewish Academy OR$4.8M · 0.90%
Delphi Schools, Inc. OR$3.7M · 0.57%
Klamath Family Head Start OR$3.6M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930593858 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.