Plan Ledger DOL Form 5500 · updated monthly

Popular, Inc.Profit-sharing plan

POPULAR, INC. PR SAVINGS AND INVESTMENT PLAN · SAN JUAN, PR · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Popular, Inc. reported $157,600 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,124 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1st-largest of 323 plans among PR employers on file, and the 177th of 4,798 in finance & insurance. In 2025, employees put in $1.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,002,408,949
Participants with balances10,157
Active participants8,477
Employer contributions$34,959,752
Employee contributions$44,883,661
Employer contribution per active participant$4,124
Average account balance$98,691
Benefits paid to participants$38,884,336
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$1.0B · 10,157 accts · $35.0M emplr
2024$818.2M · 10,077 accts · $17.6M emplr
2023$700.1M · 9,947 accts · $17.3M emplr
2022$560.3M · 9,848 accts · $29.1M emplr
Employer contributions to the Popular, Inc. plan · 2025
Employer contribution per active participant$4,124
Median for plans this size$4,295
2025$4,124 per active participant
2024$2,093 per active participant
2023$2,085 per active participant
2022$3,607 per active participant

Popular, Inc.'s 2025 employer contribution ran below the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRICEWATERHOUSECOOPERS, LLP · Accounting / audit$93,009
MORGAN STANLEY · Investment advisory (plan)$61,800

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$157,600 · 0.02%
2024$154,808 · 0.02%
2023$153,909 · 0.02%
2022$152,181 · 0.03%
All plans at this employer2
POPULAR, INC. PR SAVINGS AND INVESTMENT PLANProfit-sharing plan
POPULAR, INC. USA 401(K) SAVINGS & INVESTMENT PLAN401(k)
Same employer
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Michigan Credit Union League MI$996.3M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660667416 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.