Plan Ledger DOL Form 5500 · updated monthly

Plymouth Rock Assurance Corporation401(k)

THE PLYMOUTH ROCK COMPANIES SAVINGS AND INVESTMENT PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Plymouth Rock Assurance Corporation reported $118,031 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,030 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.023% to 0.025%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 114th-largest of 2,726 plans among Massachusetts employers on file, and the 309th of 4,798 in finance & insurance. In 2024, employees put in $2.29 for every $1.00 the employer contributed; active participation has grown from 1,783 to 1,969 since 2022.

Plan summary
Net assets, end of year$505,323,263
Participants with balances2,844
Active participants1,969
Employer contributions$7,935,630
Employee contributions$18,152,698
Employer contribution per active participant$4,030
Average account balance$177,680
Benefits paid to participants$38,390,951
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$505.3M · 2,844 accts · $7.9M emplr
2023$450.4M · 2,859 accts · $7.5M emplr
2022$383.3M · 2,465 accts · $6.7M emplr
The Plymouth Rock Assurance Corporation 401(k) match · 2024
Employer contribution per active participant$4,030
Median for plans this size$4,294
2024$4,030 per active participant
2023$3,949 per active participant
2022$3,744 per active participant

Plymouth Rock Assurance Corporation's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC. · Recordkeeping · Trustee (directed)$121,735

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$118,031 · 0.02%
2023$100,476 · 0.02%
2022$96,792 · 0.02%
Same employer
Similar plansFinance & Insurance · Massachusetts
Mapfre U.S.A. Corp. MA$517.5M · 0.04%
Bain Capital, LP MA$389.8M · 0.03%
Eastern Bank MA$381.4M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042800590 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.