Plan Ledger DOL Form 5500 · updated monthly

Placer Community Action Council, Inc.403(b)

PLACER COMMUNITY ACTION COUNCIL, INC. 403B PLAN · AUBURN, CA · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Placer Community Action Council, Inc. reported $2,787 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,963 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.06% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (6,354th of 9,483), and 2,027th of 3,341 in other services. In 2024, employees put in $1.61 for every $1.00 the employer contributed; active participation has grown from 107 to 128 since 2022.

Plan summary
Net assets, end of year$6,952,062
Participants with balances270
Active participants128
Employer contributions$379,226
Employee contributions$610,291
Employer contribution per active participant$2,963
Average account balance$25,748
Benefits paid to participants$436,746
Plan auditUnmodified (clean) audit opinion
AuditorBFBA, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $41K emplr
2024$7.0M · 270 accts · $379K emplr
2023$5.7M · 249 accts · $306K emplr
2022$4.8M · 234 accts · $291K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,787
Total administrative$2,787
Employer contributions to the Placer Community Action Council, Inc. plan · 2024
Employer contribution per active participant$2,963
Median for plans this size$1,313
2024$2,963 per active participant
2023$2,489 per active participant
2022$2,716 per active participant

Placer Community Action Council, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
AMERICAN UNITED LIFE INSURANCE · Recordkeeping · Loan processing$408
ONE DIGITAL INVESTMENT ADVISORS · Consultingindirect comp
ALERA GROUP · Consultingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025OneAmerica
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$2,787 · 0.04%
2023$2,801 · 0.05%
2022$3,185 · 0.06%
Similar plansOther Services · California
Image Solutions CA$7.1M · 0.09%
Multiplier CA$6.6M · 0.47%
National Asset Direct CA$6.6M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941647240 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.