Plan Ledger DOL Form 5500 · updated monthly

Pjs Lumber, Inc.401(k)

PJ'S LUMBER, INC. 401(K) PLAN · FREMONT, CA · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Pjs Lumber, Inc. reported $3,655 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,733 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.029% to 0.031%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in California (4,809th of 9,483), and 2,588th of 4,246 in wholesale trade. In 2024, employees put in $2.09 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,814,960
Participants with balances123
Active participants138
Employer contributions$239,153
Employee contributions$499,593
Employer contribution per active participant$1,733
Average account balance$104,187
Benefits paid to participants$159,967
Plan auditUnmodified (clean) audit opinion
AuditorBFBA, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$12.8M · 123 accts · $239K emplr
2023$10.8M · 117 accts · $237K emplr
2022$9.5M · 120 accts · $259K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,655
Total administrative$3,655
The Pjs Lumber, Inc. 401(k) match · 2024
Employer contribution per active participant$1,733
Median for plans this size$2,416
2024$1,733 per active participant
2023$1,600 per active participant
2022$1,749 per active participant

Pjs Lumber, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
RAYMOND JAMES INSURANCE GROUP · Consulting · Investment advisory (plan)indirect comp
VOYA RET INSURANCE AND ANNUITY CO · Consulting · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$3,655 · 0.03%
2023$4,335 · 0.04%
2022$2,950 · 0.03%
Same employer
Similar plansWholesale Trade · California
Daniels Tire Service, Inc. CA$13.0M · 0.64%
Mar-Val Food Store NO1 Inc CA$12.9M · 0.60%
Ocusun, LLC CA$12.9M · 0.81%
Southwest Traders, Inc CA$12.8M · 1.09%
Align Aerospace LLC CA$12.7M · 0.06%
Swaner Hardwood Co., Inc. CA$12.6M · 0.03%
America Chung Nam, LLC. CA$12.5M · 0.34%
Moc Products Company, Inc. CA$12.5M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943022047 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.