Plan Ledger DOL Form 5500 · updated monthly

Pipefitters Local 636 Defined Contribution Retirement Trust401(k)

PIPEFITTERS LOCAL NO 636 DEFINED CONTRIBUTION RETIREMENT TRUST AND PLAN · TROY, MI · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Pipefitters Local 636 Defined Contribution Retirement Trust reported $481,459 in plan administrative expenses for 2024: 0.18% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,515 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.17% to 0.18%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other construction employers. By assets it is the 112th-largest of 2,619 plans among Michigan employers on file, and the 240th of 5,337 in construction. In 2024, the employer put in $1.93 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$281,450,184
Participants with balances3,387
Active participants1,623
Employer contributions$5,704,643
Employee contributions$2,961,011
Employer contribution per active participant$3,515
Average account balance$83,097
Benefits paid to participants$25,555,317
Plan auditUnmodified (clean) audit opinion
AuditorBULTYNCK & CO., P.L.L.C.
Plan history3
Yearassets · accounts · employer contribution
2024$281.5M · 3,387 accts · $5.7M emplr
2023$258.9M · 3,472 accts · $6.1M emplr
2022$230.0M · 3,373 accts · $5.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$231,825
Investment management$116,982
Audit (IQPA)$17,558
Trustee / custodial$7,530
Total administrative$481,459
The Pipefitters Local 636 Defined Contribution Retirement Trust 401(k) match · 2024
Employer contribution per active participant$3,515
Median for plans this size$4,294
2024$3,515 per active participant
2023$3,972 per active participant
2022$3,587 per active participant

Pipefitters Local 636 Defined Contribution Retirement Trust's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20246
BENESYS, INC. · Accounting / audit · Claims processing$242,163
ASHER KELLY · Legal$51,940
NEPC LLC · Investment advisory (plan)$41,250
AMERICAN GRAPHICS PRINTING CO.$34,617
BULTYNCK & CO., PLLC · Accounting / audit$16,000
NICKEL & SAPH, INC · Insurance services · Insurance broker$10,058

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BENESYS, INC.
2023BENESYS, INC.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$481,459 · 0.18%
2023$461,102 · 0.19%
2022$429,556 · 0.17%
Similar plansConstruction · Michigan
Barton Malow Holdings LLC MI$313.1M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 386440276 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.