Plan Ledger DOL Form 5500 · updated monthly

Pioneer Valley Concrete Services, Inc.401(k)

PIONEER VALLEY CONCRETE SERVICE, INC. 401(K) PLAN · CHICOPEE, MA · plan year 2022

Reported admin expense ratio · 2022
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Pioneer Valley Concrete Services, Inc. reported $700 in plan administrative expenses for 2022: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,407 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Massachusetts (2,228th of 2,726), and 3,762nd of 5,337 in construction. In 2022, employees put in $2.07 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,081,838
Participants with balances94
Active participants84
Employer contributions$202,198
Employee contributions$418,798
Employer contribution per active participant$2,407
Average account balance$64,700
Benefits paid to participants$707,284
Plan auditUnmodified (clean) audit opinion
AuditorSANSIVERI, KIMBALL & CO., LLP
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$700
Total administrative$700
The Pioneer Valley Concrete Services, Inc. 401(k) match · 2022
Employer contribution per active participant$2,407
Median for plans this size$1,114

Pioneer Valley Concrete Services, Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$700 · 0.01%
Similar plansConstruction · Massachusetts
Premier Fence, LLC MA$6.5M · 0.58%
Sea-Dar Enterprises, Inc. MA$6.5M · 0.77%
Homeworks Energy Inc MA$6.4M · 0.07%
R.A.D. Corporation MA$5.3M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042730032 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.