Plan Ledger DOL Form 5500 · updated monthly

Pioneer Title Agency, Inc.401(k)

PIONEER TITLE AGENCY, INC. 401(K) PLAN · SIERRA VISTA, AZ · plan year 2024

Reported admin expense ratio · 2024
0.47%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Pioneer Title Agency, Inc. reported $277,081 in plan administrative expenses for 2024: 0.47% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,387 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.468%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 157th-largest of 1,285 plans among Arizona employers on file, and the 213th of 2,096 in real estate & leasing. In 2024, employees put in $3.70 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$64,528,094
Participants with balances843
Active participants826
Employer contributions$1,145,788
Employee contributions$4,238,241
Employer contribution per active participant$1,387
Average account balance$76,546
Benefits paid to participants$2,454,815
Plan auditUnmodified (clean) audit opinion
AuditorLUDWIG KLEWER & RUDNER PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$64.5M · 843 accts · $1.1M emplr
2023$54.0M · 813 accts · $1.0M emplr
2022$46.0M · 884 accts · $2.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$125,682
Investment management$151,399
Total administrative$277,081
The Pioneer Title Agency, Inc. 401(k) match · 2024
Employer contribution per active participant$1,387
Median for plans this size$3,635
2024$1,387 per active participant
2023$1,267 per active participant
2022$2,317 per active participant

Pioneer Title Agency, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
KESTRA ADVISORY SERVICES LLC · Investment advisory (plan)$67,207
COMMONWEALTH EQUITY SERVICES LLC DB · Investment advisory (plan)$62,443
EMPOWER ADVISORY GROUP, LLC · Investment management$21,749

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$277,081 · 0.47%
2023$243,263 · 0.49%
2022$226,004 · 0.47%
Same employer
Similar plansReal Estate & Leasing · Arizona
Empire Southwest LLC AZ$487.3M · 0.10%
Opendoor Labs Inc. AZ$67.5M · 0.25%
Progress Residential AZ$61.4M · 0.57%
Robson Communities, Inc. AZ$51.5M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860506255 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.