Plan Ledger DOL Form 5500 · updated monthly

Pioneer Holding, Inc.401(k)

PIONEER TITLE COMPANY 401(K) PLAN · BOISE, ID · plan year 2025

Reported admin expense ratio · 2025
0.33%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pioneer Holding, Inc. reported $138,206 in plan administrative expenses for 2025: 0.33% of average plan assets, above the peer median. Employer contributions averaged $3,295 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.27% to 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 51st-largest of 349 plans among Idaho employers on file, and the 321st of 2,096 in real estate & leasing. In 2025, employees put in $1.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$44,086,850
Participants with balances252
Active participants284
Employer contributions$935,799
Employee contributions$1,617,912
Employer contribution per active participant$3,295
Average account balance$174,948
Benefits paid to participants$3,233,859
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$44.1M · 252 accts · $936K emplr
2024$38.8M · 258 accts · $893K emplr
2023$35.4M · 274 accts · $869K emplr
2022$30.5M · 279 accts · $959K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$18,403
Investment management$103,738
Audit (IQPA)$16,065
Total administrative$138,206
The Pioneer Holding, Inc. 401(k) match · 2025
Employer contribution per active participant$3,295
Median for plans this size$2,666
2025$3,295 per active participant
2024$3,460 per active participant
2023$3,170 per active participant
2022$3,218 per active participant

Pioneer Holding, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
MORGAN STANLEY & CO INC$60,511
EIDE BAILLY, LLP · Accounting / audit$16,065
PINNACLE PENSION SERVICES · Other services$13,373

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$138,206 · 0.33%
2024$117,434 · 0.32%
2023$105,605 · 0.32%
2022$88,355 · 0.27%
Same employer
Similar plansReal Estate & Leasing · Idaho
Futura Title & Escrow, LLC ID$48.2M · 0.14%
Baird & Warner, Inc. IL$45.1M · 0.18%
Walton Communities, LLC GA$44.8M · 0.03%
Rangewater Real Estate, LLC GA$44.8M · 0.74%
Crescent Communities, LLC NC$44.4M · 0.05%
Hri Shared Services, LLC LA$44.0M · 0.65%
Nrp Investments LLC OH$43.4M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820347110 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.