Plan Ledger DOL Form 5500 · updated monthly

Pinnacle Oil Holdings, LLC401(k)

PINNACLE OIL HOLDINGS 401(K) PLAN · INDIANAPOLIS, IN · plan year 2024

Reported admin expense ratio · 2024
1.08%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pinnacle Oil Holdings, LLC reported $53,270 in plan administrative expenses for 2024: 1.08% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,857 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.95% to 1.08%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Indiana (1,132nd of 1,562), and 10,934th of 13,661 in manufacturing. In 2024, employees put in $1.57 for every $1.00 the employer contributed; active participation has grown from 130 to 156 since 2022.

Plan summary
Net assets, end of year$5,507,175
Participants with balances169
Active participants156
Employer contributions$289,626
Employee contributions$454,720
Employer contribution per active participant$1,857
Average account balance$32,587
Benefits paid to participants$341,857
Plan auditUnmodified (clean) audit opinion
AuditorBLUE AND CO., LLC
Plan history3
Yearassets · accounts · employer contribution
2024$5.5M · 169 accts · $290K emplr
2023$4.4M · 160 accts · $258K emplr
2022$3.6M · 149 accts · $243K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$23,308
Investment management$25,492
Total administrative$53,270
The Pinnacle Oil Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$1,857
Median for plans this size$1,313
2024$1,857 per active participant
2023$1,899 per active participant
2022$1,867 per active participant

Pinnacle Oil Holdings, LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK · Recordkeeping · Investment management$2,349
HURLOW WEALTH MANAGEMENT · Investment advisory (participants)$25,492
BENEFIT PLANS PLUS · Plan administrator$4,180

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$53,270 · 1.08%
2023$43,427 · 1.09%
2022$36,004 · 0.95%
Similar plansManufacturing · Indiana
Nasco Industries, Inc. IN$5.6M · 0.25%
A.K. Industries, Inc. IN$5.5M · 0.21%
Ditto Sales, Inc. IN$5.4M · 0.64%
Gdc, Inc. IN$5.4M · 0.50%
Fronius USA, LLC IN$5.4M · 0.90%

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Source: U.S. Department of Labor, Form 5500 series, EIN 263085119 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.