Plan Ledger DOL Form 5500 · updated monthly

Pine Pharmacy and Home Care Products Center Inc. dba Pine Pharmacy401(k)

PINE COMPANIES 401(K) PLAN · TONAWANDA, NY · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pine Pharmacy and Home Care Products Center Inc. dba Pine Pharmacy reported $73,308 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $3,177 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 2,654th-largest of 5,648 plans among New York employers on file, and the 1,601st of 5,215 in retail trade. In 2024, employees put in $2.14 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,249,983
Participants with balances208
Active participants167
Employer contributions$530,622
Employee contributions$1,134,604
Employer contribution per active participant$3,177
Average account balance$87,740
Benefits paid to participants$1,081,966
Plan auditUnmodified (clean) audit opinion
AuditorSKROBACZ & COMPANY, CPAS, PC
Plan history3
Yearassets · accounts · employer contribution
2024$18.2M · 208 accts · $531K emplr
2023$15.1M · 235 accts · $552K emplr
2022$10.6M · 200 accts · $426K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$73,308
Total administrative$73,308
The Pine Pharmacy and Home Care Products Center Inc. dba Pine Pharmacy 401(k) match · 2024
Employer contribution per active participant$3,177
Median for plans this size$2,416
2024$3,177 per active participant
2023$2,507 per active participant
2022$2,354 per active participant

Pine Pharmacy and Home Care Products Center Inc. dba Pine Pharmacy's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20246
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$66,963
RIMKUS, MARCIANO, & ASSOCIATES INC · Contract administrator · Other services$6,344
CADARET GRANT & COMPANY INC · Investment advisory (plan)indirect comp
CADARET, GRANT AGENCY INCindirect comp
RIMKUS MARCIANO & ASSOCIATES INC. · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$73,308 · 0.44%
2023$50,082 · 0.39%
2022$4,781 · 0.04%
Similar plansRetail Trade · New York
Stanton Carpet Corp. NY$18.6M · 0.34%
Helms Bros. Inc. NY$18.5M · 0.42%
Orveon Global US LLC NY$18.4M · 0.34%
1STDIBS.COM, Inc. NY$18.2M · 0.11%
Rag & Bone Industries, LLC NY$18.1M · 0.39%
Mobile Management, LLC NY$18.0M · 1.16%
Capsule Corp NY$18.0M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 161252771 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.