Plan Ledger DOL Form 5500 · updated monthly

Pima Federal Credit Union401(k)

PIMA FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · TUCSON, AZ · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Pima Federal Credit Union reported $26,686 in plan administrative expenses for 2024: 0.38% of average plan assets, below the peer median. Employer contributions averaged $1,829 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.42% to 0.38%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Arizona (708th of 1,285), and 4,261st of 4,798 in finance & insurance. In 2024, employees put in $3.43 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,137,329
Participants with balances146
Active participants124
Employer contributions$226,761
Employee contributions$777,022
Employer contribution per active participant$1,829
Average account balance$48,886
Benefits paid to participants$1,535,013
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.1M · 146 accts · $227K emplr
2023$6.8M · 149 accts · $225K emplr
2022$5.3M · 144 accts · $224K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,457
Investment management$12,229
Total administrative$26,686
The Pima Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$1,829
Median for plans this size$1,313
2024$1,829 per active participant
2023$1,771 per active participant
2022$1,880 per active participant

Pima Federal Credit Union's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CPI QUALIFIED PLAN CONSULTANTS, INC · Recordkeeping · Pension consulting$14,457
RBC CAPITAL MARKETS, LLC · Investment advisory (plan)$12,229

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CPI QUALIFIED PLAN CONSULTANTS, INC
2023CPI QUALIFIED PLAN CONSULTANTS, INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$26,686 · 0.38%
2023$27,345 · 0.45%
2022$24,128 · 0.42%
Same employer
Similar plansFinance & Insurance · Arizona
Geneva Financial, LLC AZ$5.3M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860124950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.