Plan Ledger DOL Form 5500 · updated monthly

Pilot Catastrophe Services Inc401(k)

PILOT CATASTROPHE SERVICES, INC. 401(K) PROFIT SHARING PLAN · MOBILE, AL · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Pilot Catastrophe Services Inc reported $308,964 in plan administrative expenses for 2024: 0.20% of average plan assets, above the peer median. Employer contributions averaged $26 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.203%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 51st-largest of 902 plans among Alabama employers on file, and the 1,010th of 11,654 in professional & technical services. In 2024, employees put in $9.32 for every $1.00 the employer contributed; active participation has grown from 32,756 to 38,639 since 2022.

Plan summary
Net assets, end of year$155,162,634
Participants with balances2,498
Active participants38,639
Employer contributions$1,013,858
Employee contributions$9,449,840
Employer contribution per active participant$26
Average account balance$62,115
Benefits paid to participants$21,586,815
Plan auditUnmodified (clean) audit opinion
AuditorGRAHAM YADEN, PC
Plan history3
Yearassets · accounts · employer contribution
2024$155.2M · 2,498 accts · $1.0M emplr
2023$148.9M · 2,587 accts · $1.3M emplr
2022$128.7M · 2,667 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$308,964
Total administrative$308,964
The Pilot Catastrophe Services Inc 401(k) match · 2024
Employer contribution per active participant$26
Median for plans this size$3,635
2024$26 per active participant
2023$36 per active participant
2022$40 per active participant

Pilot Catastrophe Services Inc's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$308,964
MORGAN STANLEY SMITH BARNEY LLC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$308,964 · 0.20%
2023$296,445 · 0.21%
2022$279,949 · 0.20%
Same employer
Similar plansProfessional & Technical Services · Alabama
Radiance Technologies AL$194.9M · 0.00%
Mesa Associates, Inc. AL$135.6M · 0.02%
Jackson Thornton & Co., P.C. AL$119.9M · 0.07%
Dentons Sirote PC AL$118.1M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 631012513 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.