Plan Ledger DOL Form 5500 · updated monthly

Pfl Tech, Inc401(k)

PFL TECH, INC. 401(K) PLAN · LIVINGSTON, MT · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pfl Tech, Inc reported $85,494 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $2,970 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.45% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 60th-largest of 229 plans among Montana employers on file, and the 5,131st of 13,661 in manufacturing. In 2024, employees put in $1.90 for every $1.00 the employer contributed; active participation has shrunk from 297 to 210 since 2022.

Plan summary
Net assets, end of year$24,992,531
Participants with balances391
Active participants210
Employer contributions$623,622
Employee contributions$1,183,717
Employer contribution per active participant$2,970
Average account balance$63,920
Benefits paid to participants$2,251,893
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.0M · 391 accts · $624K emplr
2023$21.7M · 466 accts · $930K emplr
2022$17.4M · 478 accts · $920K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$58,309
Investment management$27,185
Total administrative$85,494
The Pfl Tech, Inc 401(k) match · 2024
Employer contribution per active participant$2,970
Median for plans this size$2,416
2024$2,970 per active participant
2023$3,906 per active participant
2022$3,099 per active participant

Pfl Tech, Inc's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LPL FINANCIAL LLC · Investment advisory (plan)$27,185

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$85,494 · 0.37%
2023$76,693 · 0.39%
2022$84,338 · 0.45%
Same employer
Similar plansManufacturing · Montana
Wyo-Ben, Inc. MT$27.6M · 0.32%
American Chemet Corporation MT$25.9M · 0.29%
Lumibird Photonics USA, Inc MT$16.2M · 0.19%
Montana Silversmiths, Inc. MT$13.2M · 0.23%
Torgersons, LLC MT$11.4M · 0.43%
Sun Mountain Sports, Inc. MT$8.6M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810512202 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.