Plan Ledger DOL Form 5500 · updated monthly

Pepsico, Inc.401(k) + ESOP (KSOP)

THE PEPSICO SAVINGS PLAN · PURCHASE, NY · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Pepsico, Inc. reported $1,931,000 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,281 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.014% to 0.012%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other manufacturing employers. By assets it is the 4th-largest of 5,648 plans among New York employers on file, and the 17th of 13,661 in manufacturing. In 2025, employees put in $1.90 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,707,315,000
Participants with balances153,994
Active participants127,627
Employer contributions$418,755,000
Employee contributions$793,692,000
Employer contribution per active participant$3,281
Average account balance$108,493
Benefits paid to participants$1,703,885,000
Plan auditUnmodified (clean) audit opinion
AuditorKPMG LLP
Plan history4
Yearassets · accounts · employer contribution
2025$16.7B · 153,994 accts · $418.8M emplr
2024$14.9B · 159,775 accts · $414.3M emplr
2023$13.7B · 165,445 accts · $361.5M emplr
2022$12.1B · 152,595 accts · $280.9M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,931,000
Total administrative$1,931,000
The Pepsico, Inc. 401(k) match · 2025
Employer contribution per active participant$3,281
Median for plans this size$5,084
2025$3,281 per active participant
2024$3,078 per active participant
2023$2,631 per active participant
2022$2,103 per active participant

Pepsico, Inc.'s 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVTS. INSTL. OPS. CO LLC · Loan processing$1,964,927

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,931,000 · 0.01%
2024$2,025,000 · 0.01%
2023$1,938,000 · 0.02%
2022$1,797,000 · 0.01%
All plans at this employer2
THE PEPSICO SAVINGS PLAN401(k) + ESOP (KSOP)
PEPSICO PUERTO RICO SAVINGS AND RETIREMENT PLANProfit-sharing plan
Same employer
Similar plansManufacturing · New York
Pfizer Inc NY$22.0B · 0.05%
Chevron Corporation CA$20.4B · 0.02%
L3HARRIS Technologies, Inc. FL$16.3B · 0.02%
Merck & Co., Inc. NJ$15.0B · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131584302 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.