Plan Ledger DOL Form 5500 · updated monthly

Peoples State Bank of Prairie du Chien401(k)

PEOPLES STATE BANK OF PRAIRIE DU CHIEN 401(K) RETIREMENT PLAN · PRAIRIE DU CHIEN, WI · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Peoples State Bank of Prairie du Chien reported $63,269 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $3,891 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other management of companies employers. By assets it is the 751st-largest of 1,936 plans among Wisconsin employers on file, and 404th of 786 in management of companies. In 2024, employees put in $1.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$24,316,056
Participants with balances192
Active participants139
Employer contributions$540,850
Employee contributions$733,751
Employer contribution per active participant$3,891
Average account balance$126,646
Benefits paid to participants$1,769,957
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$24.3M · 192 accts · $541K emplr
2023$22.4M · 192 accts · $536K emplr
2022$20.8M · 193 accts · $688K emplr
Administrative expenses, itemized · 2024
Investment management$63,269
Total administrative$63,269
The Peoples State Bank of Prairie du Chien 401(k) match · 2024
Employer contribution per active participant$3,891
Median for plans this size$2,416
2024$3,891 per active participant
2023$3,774 per active participant
2022$4,710 per active participant

Peoples State Bank of Prairie du Chien's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TRUST POINT · Recordkeeping · Trustee$63,269

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TRUST POINT
2023TRUST POINT

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$63,269 · 0.27%
2023$49,135 · 0.23%
2022$7,068 · 0.03%
Same employer
Similar plansManagement of Companies · Wisconsin
Hendricks Holding Co., Inc. WI$73.6M · 0.33%
W.T. Walker Group, Inc. WI$52.5M · 0.02%
Plank Enterprises, Inc. WI$19.8M · 0.35%
Eponk Group WI$12.6M · 0.38%
Gci Affiliated Companies WI$10.7M · 0.11%
Unity Holdings, Inc. WI$7.4M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 390532620 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.