Plan Ledger DOL Form 5500 · updated monthly

Peoples Food Co-Op, Inc.401(k)

PEOPLES FOOD CO-OP, INC. 401(K) PLAN · LA CROSSE, WI · plan year 2024

Reported admin expense ratio · 2024
0.69%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Peoples Food Co-Op, Inc. reported $13,739 in plan administrative expenses for 2024: 0.69% of average plan assets, above the peer median. Employer contributions averaged $332 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.79% to 0.69%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Wisconsin (1,824th of 1,936), and 4,632nd of 5,215 in retail trade. In 2024, employees put in $4.46 for every $1.00 the employer contributed; active participation has grown from 100 to 123 since 2022.

Plan summary
Net assets, end of year$2,130,338
Participants with balances181
Active participants123
Employer contributions$40,890
Employee contributions$182,356
Employer contribution per active participant$332
Average account balance$11,770
Benefits paid to participants$161,591
Plan auditUnmodified (clean) audit opinion
AuditorHAWKINS ASH CPAS, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$2.1M · 181 accts · $41K emplr
2023$1.9M · 157 accts · $45K emplr
2022$1.6M · 153 accts · $40K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,908
Investment management$7,831
Total administrative$13,739
The Peoples Food Co-Op, Inc. 401(k) match · 2024
Employer contribution per active participant$332
Median for plans this size$1,313
2024$332 per active participant
2023$423 per active participant
2022$396 per active participant

Peoples Food Co-Op, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERITAS LIFE INSURANCE CORP. · Recordkeeping$5,908
MESIROW FINANCIAL INVESTMENT, MGMT · Investment advisory (plan)$7,831

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ameritas
2023Ameritas

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$13,739 · 0.69%
2023$12,824 · 0.75%
2022$11,603 · 0.79%
Same employer
Similar plansRetail Trade · Wisconsin
R.A.S. Logistics Inc. WI$2.9M · 0.92%
Homan Auto Sales, Inc. WI$2.5M · 0.88%
Wantable, Inc. WI$2.2M · 1.44%
All American Lumber, Inc. WI$1.8M · 0.91%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391319077 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.