Plan Ledger DOL Form 5500 · updated monthly

Pentland USA, Inc.401(k)

PENTLAND USA, INC. 401(K) PLAN · CYPRESS, CA · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Pentland USA, Inc. reported $95,458 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $4,038 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.59% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 2,469th-largest of 9,483 plans among California employers on file, and the 1,227th of 4,246 in wholesale trade. In 2024, employees put in $2.66 for every $1.00 the employer contributed; active participation has shrunk from 211 to 180 since 2022.

Plan summary
Net assets, end of year$33,530,158
Participants with balances277
Active participants180
Employer contributions$726,903
Employee contributions$1,933,826
Employer contribution per active participant$4,038
Average account balance$121,048
Benefits paid to participants$5,866,263
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$33.5M · 277 accts · $727K emplr
2023$31.9M · 291 accts · $863K emplr
2022$26.0M · 282 accts · $864K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,668
Investment management$53,790
Total administrative$95,458
The Pentland USA, Inc. 401(k) match · 2024
Employer contribution per active participant$4,038
Median for plans this size$2,416
2024$4,038 per active participant
2023$5,019 per active participant
2022$4,096 per active participant

Pentland USA, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MARSHALL AND STERLING WEALTH ADV · Investment advisory (plan)$53,790
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$28,241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$95,458 · 0.29%
2023$122,469 · 0.42%
2022$172,612 · 0.59%
Similar plansWholesale Trade · California
Synamedia Americas LLC CA$34.5M · 0.05%
Roland Corporation U.S. CA$34.3M · 0.36%
Mission Produce, Inc. CA$33.8M · 0.29%
Mad Engine Global, LLC CA$33.3M · 0.36%
Motive Energy, Inc CA$33.2M · 0.49%
Faire Wholesale, Inc. CA$32.7M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311148429 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.