Plan Ledger DOL Form 5500 · updated monthly

Pentagon Federal Credit Union401(k)

PENTAGON FEDERAL CREDIT UNION THRIFT/SAVINGS PLAN · MCLEAN, VA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pentagon Federal Credit Union reported $390,396 in plan administrative expenses for 2024: 0.11% of average plan assets, above the peer median. Employer contributions averaged $4,120 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.12% to 0.11%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 96th-largest of 2,266 plans among Virginia employers on file, and the 367th of 4,798 in finance & insurance. In 2024, employees put in $1.87 for every $1.00 the employer contributed; active participation has shrunk from 3,393 to 2,739 since 2022.

Plan summary
Net assets, end of year$391,377,620
Participants with balances4,179
Active participants2,739
Employer contributions$11,283,797
Employee contributions$21,146,843
Employer contribution per active participant$4,120
Average account balance$93,653
Benefits paid to participants$40,319,382
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history3
Yearassets · accounts · employer contribution
2024$391.4M · 4,179 accts · $11.3M emplr
2023$349.5M · 4,415 accts · $9.5M emplr
2022$292.9M · 4,907 accts · $10.6M emplr
The Pentagon Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$4,120
Median for plans this size$4,294
2024$4,120 per active participant
2023$3,149 per active participant
2022$3,128 per active participant

Pentagon Federal Credit Union's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$281,980
VANGUARD ADVISERS INC. · Investment advisory (participants)$127,496

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$390,396 · 0.11%
2023$440,836 · 0.14%
2022$383,934 · 0.12%
Same employer
Similar plansFinance & Insurance · Virginia
Genworth Financial, Inc VA$1.1B · 0.05%
Markel Group Inc. VA$982.2M · 0.03%
Davenport & Company LLC VA$416.4M · 0.00%
Townebank VA$391.6M · 0.10%
Evolent Health LLC VA$289.2M · 0.22%
James a. Scott & Son, Inc. VA$228.4M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 530197038 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.