Plan Ledger DOL Form 5500 · updated monthly

Peninsula Family Service403(b)

PENINSULA FAMILY SERVICE 403(B) PLAN · SAN MATEO, CA · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Peninsula Family Service reported $38,242 in plan administrative expenses for 2024: 0.66% of average plan assets, above the peer median. Employer contributions averaged $5,564 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.36% to 0.66%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,408th of 9,483), and 6,970th of 11,911 in health care & social assistance. In 2024, the employer put in $1.48 for every $1.00 employees contributed themselves; active participation has grown from 138 to 156 since 2022.

Plan summary
Net assets, end of year$6,781,958
Participants with balances217
Active participants156
Employer contributions$867,984
Employee contributions$586,196
Employer contribution per active participant$5,564
Average account balance$31,253
Benefits paid to participants$202,500
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.8M · 217 accts · $868K emplr
2023$4.8M · 193 accts · $217K emplr
2022$4.2M · 208 accts · $798K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$38,242
Total administrative$38,242
The Peninsula Family Service 401(k) match · 2024
Employer contribution per active participant$5,564
Median for plans this size$1,313
2024$5,564 per active participant
2023$1,294 per active participant
2022$5,783 per active participant

Peninsula Family Service's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERICAN TRUST COMPANY · Recordkeeping · Consulting$38,242

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AMERICAN TRUST COMPANY
2023AMERICAN TRUST COMPANY

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,242 · 0.66%
2023$32,016 · 0.71%
2022$15,018 · 0.36%
Same employer
Similar plansHealth Care & Social Assistance · California
O'Connor Woods CA$6.9M · 0.00%
Community Bridges CA$6.9M · 0.11%
Brightside Health, Inc. CA$6.8M · 0.11%
Alastin Skincare, Inc. CA$6.7M · 0.02%
D'Veal Corporation CA$6.6M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941186169 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.