Plan Ledger DOL Form 5500 · updated monthly

Pearl Technology, LLC401(k)

PEARL TECHNOLOGY, LLC RETIREMENT & SAVINGS PLAN · PEORIA HEIGHTS, IL · plan year 2022

Reported admin expense ratio · 2022
0.04%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Pearl Technology, LLC reported $10,155 in plan administrative expenses for 2022: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,436 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Illinois (1,878th of 3,702), and 3,315th of 4,798 in finance & insurance. In 2022, employees put in $2.22 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,810,923
Participants with balances246
Active participants42
Employer contributions$102,305
Employee contributions$227,409
Employer contribution per active participant$2,436
Average account balance$68,337
Benefits paid to participants$17,192,252
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.8M · 190 accts · $89K emplr
2023$14.7M · 217 accts · $96K emplr
2022$16.8M · 246 accts · $102K emplr
Administrative expenses, itemized · 2022
Investment management$8,449
Total administrative$10,155
The Pearl Technology, LLC 401(k) match · 2022
Employer contribution per active participant$2,436
Median for plans this size$2,266
2024$1,852 per active participant
2023$2,180 per active participant
2022$2,436 per active participant

Pearl Technology, LLC's 2022 employer contribution ran above the $2,266 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$18,628 · 0.13%
2023$3,106 · 0.02%
2022$10,155 · 0.04%
Similar plansFinance & Insurance · Illinois
Transmarket Operations, LLC IL$17.2M · 0.41%
Vibrant Credit Union IL$17.1M · 0.10%
Radix Trading LLC IL$16.8M · 0.40%
Compass Mortgage, Inc. IL$16.7M · 0.62%
Hiroad Assurance Company IL$16.5M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 843954605 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.