Plan Ledger DOL Form 5500 · updated monthly

Pcs for People401(k)

PCS FOR PEOPLE 401(K) PROFIT SHARING PLAN AND TRUST · SAINT PAUL, MN · plan year 2024

Reported admin expense ratio · 2024
0.64%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pcs for People reported $11,264 in plan administrative expenses for 2024: 0.64% of average plan assets, above the peer median. Employer contributions averaged $810 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.90% to 0.64%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Minnesota (1,803rd of 1,918), and 4,736th of 5,215 in retail trade. In 2024, employees put in $2.06 for every $1.00 the employer contributed; active participation has shrunk from 175 to 114 since 2022.

Plan summary
Net assets, end of year$1,761,679
Participants with balances200
Active participants114
Employer contributions$92,319
Employee contributions$190,575
Employer contribution per active participant$810
Average account balance$8,808
Benefits paid to participants$466,038
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.8M · 200 accts · $92K emplr
2023$1.7M · 182 accts · $188K emplr
2022$1.2M · 183 accts · $204K emplr
Administrative expenses, itemized · 2024
Investment management$11,264
Total administrative$11,264
The Pcs for People 401(k) match · 2024
Employer contribution per active participant$810
Median for plans this size$1,313
2024$810 per active participant
2023$1,280 per active participant
2022$1,165 per active participant

Pcs for People's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
HUMAN INTEREST ADVISOR LLC · Contract administrator · Investment advisory (plan)$11,264

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Human Interest
2023ADP

This plan has changed recordkeepers within these filings. If you left Pcs for People before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$11,264 · 0.64%
2023$6,858 · 0.47%
2022$8,978 · 0.90%
Same employer
Similar plansRetail Trade · Minnesota
Northern Brewer, LLC MN$2.6M · 0.86%
Hoglund Companies MN$2.5M · 0.55%
Wbl Auto Company MN$1.5M · 0.02%
Consignment Ventures Inc MN$1.3M · 0.98%
Stix Holdings, LLC MN$1.3M · 0.22%
My Pillow, Inc. MN$832K · 1.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262066045 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.